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Motor Insurance Solutions

Transform motor risk assessment with data-driven insights that drive growth, efficiency and a better customer experience

Motor Insurance Solutions

Transform motor risk assessment with data-driven insights that drive growth, efficiency and a better customer experience 

Motor Insurance Solutions

+44 (0) 800 130 3002

From Data to Decisions: Powering the Future of Motor Insurance

The UK motor insurance market is an ever-changing and unpredictable world, shaped by evolving customer behavior, vehicle technology advancements and the growing influence of data-driven decision-making. From the rise of connected cars and electric vehicles to changing mobility trends and regulatory pressures, insurance providers face increasing complexity in how they assess, price and manage motor risk.

In this dynamic environment, where vehicles are smarter, data is more abundant and customers expect more, turning millions of data points into actionable insight is essential. Policyholders demand transparency and fairness. Regulators require accountability. And the market expects dynamic agility. To meet these challenges and make smarter, faster decisions, you need to understand not just who your customer is, but what they drive, how they drive it, and how that vehicle has evolved. LexisNexis® Risk Solutions empowers you to achieve this through advanced analytics, automation and real-time risk intelligence. Our Motor Insurance solutions provide a complete view across the full motor ecosystem - from ADAS features and driver behavior to vehicle history. With these insights, you can assess risk with precision, detect potential fraud, optimize pricing and deliver more engaging customer experiences, empowering you to navigate complexity, drive growth and stay ahead in a rapidly changing market.


Strengthen Risk Assessment

Gain deeper clarity on vehicle and 
driver risk with real-time insights 
that enable more precise 
underwriting and pricing. 

Improve Customer Experience

Use advanced data and  
segmentation to deliver 
more tailored experiences that 
boost satisfaction and retention.

Drive Smarter Decisions

Streamline workflows and 
unlock faster, more accurate 
pricing with enriched 
motor data.

Increase Profitability

Improve loss ratios and revenue 
growth by combining enriched 
data, fraud detection and 
portfolio intelligence.

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Driving Innovation in Motor Insurance

Vehicle technology is evolving at speed, reshaping how insurers identify and understand motor risk. With more advanced safety features, growing electric vehicle adoption, and increasing automation on U.K. roads, access to high-quality, standardized vehicle intelligence has become essential. To support this evolution, LexisNexis Risk Solutions has entered an exclusive strategic relationship with Thatcham Research to digitize, optimize and distribute Thatcham Research Vehicle Risk Data (VRD). By improving the way this data is delivered and consumed, insurers gain faster, more consistent visibility into the safety, repairability and risk profile of a vehicle at point of quote, helping strengthen pricing accuracy, improve claims outcomes and accelerate future innovation in vehicle data.

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Related Resources

White Paper

LexisNexis® Insurance Demand Meter U.K

Discover key insights into U.K. motor insurance trends with the LexisNexis® Insurance Demand Meter U.K. H1 2025 report. Explore data-driven analysis on shopping, switching, cancellations.
Press Release

Empowering Drivers Through Risk Monitoring and Personalized Insights

LexisNexis Risk Solutions and Kia Europe Enhance Driving Insights in the Kia App to Help Owners Reduce Risk and Seek Personalised Insurance Offerings.
Article

Transforming Customer Engagement in the Automotive Industry

Learn how LexisNexis® Drive Metrics helps European automakers enhance customer relationships, reduce costs and offer personalized solutions.
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LexisNexis Risk Solutions and Thatcham Research

LexisNexis Risk Solutions enters exclusive strategic relationship with Thatcham Research to digitize, optimize and distribute Thatcham Vehicle Risk Data (VRD).

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